Buying a house in Belgium: the complete step-by-step plan
From budget and viewings to your offer, the sale agreement, the mortgage and the notarial deed.
11 min read
Start with an overall budget that includes not only the purchase price but also registration duties, notary fees, mortgage costs and a renovation buffer.
Decide upfront what is essential and what is merely a preference. Compare neighbourhoods on transport links, amenities, future developments and resale potential.
During a viewing, check the roof, signs of damp, the windows, electrics, heating, drainage and the EPC. Ask for certificates and planning information before you make a binding offer.
In Belgium an offer can be binding. So state the price, how long the offer is valid and any conditions precedent, such as obtaining a mortgage.
Once the sale agreement (compromis) has been signed, the notary prepares the deed. Use that period to arrange insurance, financing and the practical side of your move in good time.
